Destination Canada: Best Super Visa Insurance for Comprehensive Coverage

When planning a long-term visit under the Super Visa, many families look for more than just basic protection. For those who want broader security, Destination Canada offers a Super Visa–eligible plan built with flexibility and extra benefit options in mind.

At DaddySafe, working only with trusted providers, we highlight Destination Canada’s strengths in delivering rich coverage that caters to families wanting more peace of mind.

What Destination Canada Offers?

Here’s what we confirmed from the official plan information and policy reviews:

• The Destination Canada (Destination: Travel Group Inc.) insurance is underwritten by Zurich Insurance (Canadian branch).

• The plan offers emergency medical coverage, including hospital treatment, physician services, diagnostics, ambulance, and medical transportation (including air ambulance) when needed.

• It supports monthly premium payment for qualifying plans (for example, coverage amounts of $50,000 or more and trip durations of at least six months).

• The plan comes with optional benefit riders such as Accidental Death & Dismemberment (AD&D), accidental dental, follow-up visits, and companion coverage.

• Applicants up to 89 years of age are eligible for coverage under certain plans.

• Coverage also supports side‑trip medical coverage (i.e., traveling outside Canada) provided that the majority of the insured period is spent in Canada.

• Deductible options are flexible — from zero up to higher amounts — allowing premium customization.

• The plan allows inclusion or exclusion of stable pre-existing medical conditions, depending on age and medical history.

• There is no waiting period when a policy is purchased before arrival in Canada or before expiry of an existing policy. If purchased after arrival, a waiting period applies (for example, a 48‑hour waiting period if within first 30 days, or a 7‑day waiting period if later).

• Maximum coverage can go up to $300,000, depending on plan selected and deductible.

• The plan also includes return of remains / repatriation and related emergency medical evacuation benefits.

• Some policies allow “trip break” returning temporarily to the country of origin without canceling the policy though medical costs in the country of origin generally are excluded.

These features make Destination Canada a robust option in the Super Visa insurance market.

### Advantages & Considerations

Advantages

• Comprehensive Scope: Beyond emergency medical care, you get access to extra benefits like AD&D, dental, and companion coverage.

• Flexibility: Deductible choices and the option to include or exclude stable pre-existing conditions give families more control over cost vs coverage.

• High Age Eligibility: Coverage eligibility extends up to age 89, which is above many insurance providers.

• Side‑Trip Coverage: The ability to cover medical risks when traveling outside Canada during the visit adds extra security for families who may travel.

• Monthly Payment Options: Helps manage cash flow by spreading premium over time.

Important Considerations

• Waiting periods may apply if you purchase after arrival (or after policy expiry).

• Pre-existing condition coverage is subject to stability criteria and age limits.

• Some benefits (e.g., advanced diagnostic services or elective treatments) may require prior approval or may be subject to limitations.

• When taking a “trip break,” medical costs in the country of origin or home country are typically excluded.

• As with all insurance, the amount of coverage, the selected deductible, age, and health status will significantly affect cost.

Why DaddySafe Recommends Destination Canada?

At DaddySafe, our goal is to help you choose insurance that fits your family’s needs and expectations. We recommend Destination Canada for families who:

• Want more than just basic emergency coverage

• Plan side trips outside Canada and need assurance of medical protection

• Wish to include coverage for dental, AD&D, and follow-up care

• Prefer having older parents or grandparents (up to age 89) still eligible

• Want flexible payment options and customizable deductibles

Destination Canada brings both breadth and flexibility in one Super Visa plan.

Final Thoughts

Destination Canada is one of our top picks when families desire comprehensive yet customizable protection under a Super Visa. Its generous benefit riders, flexible structure, and high eligibility range distinguish it as a plan that goes beyond the basics.

If you’re seeking strong medical security and added benefits for your visiting loved ones, Destination Canada is a plan worth exploring.

DaddySafe is here to help you compare and secure it with confidence.