How Much Does Super Visa Insurance Really Cost in 2026?

If you're planning to bring your parents or grandparents to Canada this year, you've probably heard that Super Visa Insurance is mandatory. But how much does it actually cost? Is it affordable? And what affects the price?

At DaddySafe, we get this question every day. So we're breaking it all down for you - with facts, not fluff.

What Is Super Visa Insurance?

Super Visa Insurance is a mandatory health insurance policy for parents and grandparents visiting Canada on a Super Visa. It must:

• Be valid for at least one year

• Cover a minimum of $100,000 in health care

• Be issued by a Canadian insurance company

• Include coverage for hospitalization, emergency care, and repatriation

• It's required for your loved one to even get approved for the visa.

What Does Super Visa Insurance Cost in 2026?

In 2026, the average cost for Super Visa Insurance can range between:

• $1,600 to $2,800 CAD per year for a healthy visitor aged 55-65

• $2,800 to $4,500+ CAD per year for visitors over 70 or those with pre-existing conditions

Note: Prices vary significantly based on age, health history, and coverage options.

Factors That Affect the Price

Age of the Visitor

Older travelers face higher premiums due to greater health risks.

Medical History

Pre-existing conditions like diabetes or blood pressure affect the cost. Some plans require a "stability period" of 90-180 days.

Coverage Amount

While $100,000 is the minimum, some choose $150,000 or $300,000 coverage for peace of mind.

Deductible Choice

Higher deductibles (e.g. $1,000 or $2,500) can reduce your premium. Lower deductibles mean higher premiums but fewer out-of-pocket expenses during claims.

Length of Coverage

The longer the duration (beyond 365 days), the higher the cost.

Are Monthly Payment Options Available?

Yes. Many Canadian insurers now offer CIC-approved monthly payment plans through platforms like DaddySafe.

You can:

Start a plan with just the first month's payment

Cancel with a refund if the visa is denied

Spread the cost over 12 months

It's a game-changer for families who want to manage cash flow without compromising on coverage.

How DaddySafe Helps You Save?

Instead of shopping around manually, DaddySafe helps you:

Compare plans from Canada's top insurers (like Manulife, GMS, 21st Century, Zurich)

Find plans with or without pre-existing coverage

Filter by deductible, age, and health condition

Choose monthly or annual payments

No sales pressure. Just peace of mind.

Start comparing quotes today and make their visit to Canada worry-free.